Injured in an Uber Accident in Charleston? Who is Liable?

You hop into an Uber in downtown Charleston, expecting a quick ride home after dinner on King Street. But minutes later, you’re in an accident. Now you're dealing with pain, medical bills, and a growing list of questions. Who’s at fault? Will Uber’s insurance cover your injuries? Can you sue the driver? What about Uber itself?

Rideshare accidents are more complicated than standard car crashes. If you’ve been injured while riding in or hit by an Uber, here’s what you need to know about liability and how a Charleston Uber accident lawyer can help.

Who’s Liable in an Uber Accident in Charleston, SC?

Liability in Uber accidents isn’t always straightforward. Unlike taxis or personal vehicles, rideshare drivers operate under different rules. That means more than one party could be responsible for your injuries. Depending on the situation, responsibility could fall on:

• The Uber Driver. If the driver was distracted, speeding, or careless, they may be at fault just like in any other car accident.

• Uber. If the driver was actively working—such as on the way to pick you up or during your ride—Uber’s insurance coverage may apply. Whether Uber itself can be held legally responsible depends on how and when the crash happened.

• Another Driver. If someone else caused the accident, that driver and their insurance provider may be liable.

• Poor Road Conditions. Broken traffic lights, missing signs, potholes, or unsafe construction areas could also play a role. In those cases, a city agency or contractor might share liability.

When Does Uber’s Insurance Apply?

Uber doesn’t always pay after a crash. It depends on what the driver was doing when the accident happened.

If the driver was off the app, only their personal insurance applies. If they were logged in but hadn’t picked up a rider yet, Uber might offer limited coverage. But if the driver was on a trip or heading to pick someone up, Uber’s full $1 million policy may apply.

A car accident lawyer can help confirm the driver’s status and make sure the right insurance covers your injuries. Without that, you could end up stuck in the middle.

How a Car Accident Lawyer in Charleston Can Help

Trying to sort out fault and deal with insurance companies on your own can be stressful. A Charleston Uber accident lawyer from Lesemann & Associates can step in and help you:

• Investigate what happened and collect the right evidence
• Identify which insurance policies apply and who is financially responsible
• Handle communication and negotiation with insurers
• Represent your interests in court if needed

Whether you were riding in an Uber, walking nearby, or driving your own vehicle, you deserve legal support to help you move forward.

Contact Lesemann & Associates Today to Speak to a Charleston, SC Car Accident Lawyer

An Uber ride that ends in a crash can leave you with more than just physical injuries. You may also be facing financial stress and legal confusion. Lesemann & Associates is here to help you take the next step with confidence.

Contact us today to speak with a Charleston Uber accident lawyer. We’ll review your case, explain your options, and help you pursue the compensation you deserve.